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Thread: Sound system insurance

  1. #1
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    Default Sound system insurance

    Okay, so AAMI don't want to know about my sound system (and it's nothing huge). Even justcar don't want to cover it. Is there a company that speicalises in insuring the 'entertainment' equipment in vehicles?

    So could I have the car insured with AAMI, and have the sound gear insured with a separate company?
    Gravity is proof that nature keeps getting us down.

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    Quote Originally Posted by mouce
    Okay, so AAMI don't want to know about my sound system (and it's nothing huge). Even justcar don't want to cover it. Is there a company that speicalises in insuring the 'entertainment' equipment in vehicles?

    So could I have the car insured with AAMI, and have the sound gear insured with a separate company?
    Just insure your car for like $1500 more than its worth, that would cover most sound systems.

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    But if his stereo gets stolen, he wouldnt be able to make a claim for it would he? That would only really work if the whole car gets stolen or written off the way I see it.
    Loud N' Low

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    Quote Originally Posted by Famine
    But if his stereo gets stolen, he wouldnt be able to make a claim for it would he? That would only really work if the whole car gets stolen or written off the way I see it.
    Well yea but it is better than nothing if he can't get insurance for just his stereo, then atleast if his car is taken or he crashes he gets the extra for the stereo.

  5. #5
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    No insurance company will accept that a VN exec is 'worth' $3000 more than street value.

    My question still stands, is there a company that will insure the sound system separately to the rest of the car?
    Gravity is proof that nature keeps getting us down.

  6. #6
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    suncorp didn't have a problem with the stereo in my last car. I think they said it was covered under personal possessions in the car.

    I'm dissapointed about your responce from AAMI as I was going to tell them about a stereo addition in a couple of days.

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    As far as I know, AAMI wouldn't insure it because it's more than 9% of the value of the car. Well...no shit...it's a VN execudore, almost any head unit is worth more than 9% let alone the amps/speakers/subs/stacker.
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  9. #9
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    ^^^And how much is your sound system worth? Because in a stock VN I'll be looking at about $3000 of ICE equipment. FFS that's worth more than the car!
    Gravity is proof that nature keeps getting us down.

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    Quote Originally Posted by mouce
    Okay, so AAMI don't want to know about my sound system (and it's nothing huge). Even justcar don't want to cover it. Is there a company that speicalises in insuring the 'entertainment' equipment in vehicles?

    So could I have the car insured with AAMI, and have the sound gear insured with a separate company?
    try SGIC mate! i got mine covered damn sure!
    Cheers.


    * RVN 355 *

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    SGIC are sa only.... i would be using them.... if they would insure me with an L67 :P but they won't
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    Quote Originally Posted by mattman
    SGIC are sa only.... i would be using them.... if they would insure me with an L67 :P but they won't
    ok try this one. www.youngandcool.com.au
    Cheers.


    * RVN 355 *

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