insurance

[customvlcommy]

hi everyone im about to finally get insurance for my VR which companys should a avoid and which companies offer the best coverage for young drivers

im sorta leaning towards just cars as they will cover young drivers in modified cars

just would like people opinions on which insurance companies are good

cheers

[ClairBear]

Best is to ring around and see exactly what the policies cover and the excess you may have to pay. I have heard negative things about Just Cars when it comes to claims.

[acarmody]

Best is to ring around and see exactly what the policies cover and the excess you may have to pay. I have heard negative things about Just Cars when it comes to claims.

Quite the opposite with me. I found Just Cars to be quite good with claims, of course both I wasn't at fault, which may mean something. But otherwise, I called them up at accident site, I had towwie 10minutes late, car stayed overnight at tow yard because of late time, sent to very good panel shop, and I didn't have to do anything, they did it all.

Only thing I don't like about them is the lack of rental car, and they only operate at 9-5. On the positive side, all the operators I have called have been great (and all speak perfect English), plus some seem quite knowledgeable in cars (most were probably in thier 20's), I don't get passed around the operators, and I haven't ever had to be on hold for more then 2 minutes. All-round very helpful. Also thier premiums were the best at the time, excesses were a bit high but I was a 18yo male with a modified car, excess was about $1700, but premium was only about $1200. Now I'm 23 and premium is $950 and excess is about $700.

[greenacc]

AAMI has been good in my experience with them.
Whoever you go with just make sure you report all the mods and drivers records to them so they have no reason to flick you when you try to claim.

[ClairBear]

I found Just Cars to be quite good with claims,

Good to hear a positive comment about them as I only heard negative feedback.

[sleepa]

I got a few quotes from Justcar a few years ago and they were the most expensive out of all the others I tried. $2000 a year third party fire and theft, $800 excess - under 25, and another $800 regular excess.

What I have found is in Vic RACV is the cheapest overall. You might want to check out you're NSW equivalent.

[customvlcommy]

i think im gonna go through justcars they are the cheapest for me everywhere declined me except my bank but that was 267 a month insurance

[GenReaper]

Try CGU first.