I got rear ended

[DannyboyDS]

MY two pack resprayed VS berlina today was converted into a hood ornament for a VP Berlina wagon.

She doesnt have insurance and did not seem well off, i'm wondering how this is going to go down, does anyone have any similar stories and what happened?

she has admitted fault at least, my boot lid is folded in where the number plate is so the boot wont open, the rear bar is a little scrunched and the drivers side quarter panel has hit the rear door and pushed away from the boot lid forming a nice gap.

i'm thinking its going to cost a few thousand for this one.

hopefully I wont be paying it, but I heard a story once that involved blood not comming from a stone, as I said before, I hope thats not going to be the case.

[Not_An_Abba_Fan]

The only advice I can give is approach your insurance company. See what they have to say, usually they will fix your car then chase her for the money. Depending on your policy, it may or may not cost you. My policy has a NCB protector, I can have one 'at fault' claim per year and not lose any NCB. Also the excess is only $100. Sometimes you can go through the motions with your company and sue her civilly for the excess. Contact your insurance and see what they say.

[johnvtls1]

if she doesnt have insurance cant u just get her details and pass them on to ur insuance company? then they fix it all up and its there problem getting the money? thats how i thought it worked.

[vy_storm]

Your insurance should handle it, thats what you pay them for. I have had a couple of not my fault prangs now where the other party wouldn't tell me who their insurer was. As long as you are in the clear and have the police reports to back it up you shouldn't have a problem getting out of excess bills and policy rating hikes.

[VicCop]

she has admitted fault at least

Hang on a second. This is where people really annoy me.

She it at fault because she carelessly ran into the back of you. Whether she wasn't paying attention, travelling too fast or too close to traffic in front.

She was NOT at fault because she 'admitted' it. I've been to collision scenes, where again the only reason I'm called is because the parties are refusing to exchange details until someone 'admits' fault.

Admission of fault means nothing. It's what actually happened that determines it.

It's like "You went through a red light, but I shouldn't have been there, travelling legally through that intersection, so it's all my fault".

Do you think a situation like that would be logical?

if she doesnt have insurance cant u just get her details and pass them on to ur insuance company? then they fix it all up and its there problem getting the money? thats how i thought it worked.

Exactly right. Report it to your insurance company. They don't just need to know about ones that will end up costing them. In this case let them doing the running around for you, that's what you pay your premiums for.

They'll tell you to get your car assessed, then organise to have it repaired once they approve it. In the meantime they'll chase up the debt with the other party.

While I'm at it, which insurance company is it?

[vicarious]

also report it to the cops,so at least they have it on file as your insurance company will most likely ask for it. having said that you shouldn't have to pay the excess from your insurance company will take the other driver to court to recover costs.

[nicko]

most insurance claims need a police report anyways

[Not_An_Abba_Fan]

Only if the damage is over a certain amount or there is an injury involved.

[vee ka]

MY two pack resprayed VS berlina today was converted into a hood ornament for a VP Berlina wagon.

She doesnt have insurance and did not seem well off, i'm wondering how this is going to go down, does anyone have any similar stories and what happened?

she has admitted fault at least, my boot lid is folded in where the number plate is so the boot wont open, the rear bar is a little scrunched and the drivers side quarter panel has hit the rear door and pushed away from the boot lid forming a nice gap.

i'm thinking its going to cost a few thousand for this one.

hopefully I wont be paying it, but I heard a story once that involved blood not comming from a stone, as I said before, I hope thats not going to be the case.

do YOU have insurance? if so what type, Comprehensive, third party, third party fire/theft?

if yes to Comprehensive, as stated by Vic Cop, give all details to your insurer and they'll do the rest.

if its a no to Comp or you have third party/third party fire & theft you'll have to pay then you'll have to take her to court for damages/money back. if that happens, good luck...

[DannyboyDS]

Hey everyone thanks for the advise, VicCop she admitted fault yes and as we had stopped for around 4 seconds behind banked up traffic before she hit us, i'm convinced it's her fault too, its not like I was stopped somewhere I shouldn't be.

The matter has been handed over to my insurance company RACV, I have full comp and do not have to pay excess as I was able to provide all of her details.

For future reference everyone always get the following.

Full Name
Plate details
Contact phone number
Address
Lisence number

time and location as well.

VicCop I didn't mean to "annoy" you I just wasn't really in the mood nor the correct frame of mind to be putting it all down, I offered her the option of me going via insurance or me getting a few quotes as it may have worked out cheaper for her, what can I say, I like to me nice.

As she has discussed with me the amount is too much, so we have agreed i'll go via RACV and she will pay them off over time. it's nice when you can sit down over a coffee with someone and discuss the best outcome for everybody.

[ashbox]

i'm convinced it's her fault too, its not like I was stopped somewhere I shouldn't be

When i was rear ended i was told by the officer that it's there fault regardless whether i braked to hard or i was completely stopped.

I was also told they were either driving recklessly, not paying attention or driving too close.

I'm glad its all sorted tho.

[DannyboyDS]

When i was rear ended i was told by the officer that it's there fault regardless whether i braked to hard or i was completely stopped.

I was also told they were either driving recklessly, not paying attention or driving too close.

I'm glad its all sorted tho.

thats what so many people have said to me, "there is no excuse for a rear ender, they are either too fast, too close or too distracted"

there must be some instances in which you are not at fault if you rear end someone, but thats not my area of expertise.

[Not_An_Abba_Fan]

Was she good looking? Maybe "rear end" her and call it even....

[skyper]

How Do U Post On This Site ,do U Need A Degree

[Not_An_Abba_Fan]

A basic grasp of typing will do. You don't need to put a ****en capital with every word. Hijacker...

[BANKS]

Was she good looking? Maybe "rear end" her and call it even....

lol first thing i thought

How Do U Post On This Site ,do U Need A Degree

you missed the capital D in "do"... go away, go away now...

A basic grasp of typing will do. You don't need to put a ****en capital with every word. Hijacker...

[Not_An_Abba_Fan]

Has to be done....may I direct your attention here? The Epic Fail Image Thread

[DannyboyDS]

nah man, shes like 30, i'm 23 so for now I can say thats old (Sorry to 90% of you)

[ivaninoz]

> nah man, shes like 30, i'm 23 so for now I can say thats old (Sorry to 90% of you)

Then,
She a kid.

You are a Bub


My 'girlfriend' is 43,
she doesn't seem to mind;
And I do not mean Read-ending

I meant the age thing.

[Not_An_Abba_Fan]

Age is never a factor...unless what should be up is down.

[Jecs]

Full Name
Plate details
Contact phone number
Address
Lisence number

time and location as well.

very good bit of info. most people only get the drivers name and leave the rest to insurance to deal with. its not hard to give a fake name to a female driver and get outta there.

[DannyboyDS]

very good bit of info. most people only get the drivers name and leave the rest to insurance to deal with. its not hard to give a fake name to a female driver and get outta there.

Unless you WANT her number.

[skyper]

it was my first post and i didn.t know how to work the site,didn't mean to but in

[nicko]

it was my first post and i didn.t know how to work the site,didn't mean to but in

dont worry about it mate, its easy to catch people in a bad mood on here. Best just take it as water off a ducks back and youll be rite

[Pimpn1]

any pics of damage?