Why are some people hopeless at driving and try to blam you when they crash into you?

[TI3VOM]

Hey guys I just went over to my brothers house tonight.
The turn off onto his street is a real tight one and the road is really thin two barley fits two cars on it anyway I had noticed this car behind me starting to get quicker around the streets almost hooning not speeding but taking corners quickly and cutting them (obviously familiar streets for the person) I had just indicated and started to slow down to turn when I heard rrrrrrrrrrrrrrr BANG Farking great someone has just run up my ass they pulled over so i pulled up behind them and a lady who looked to be in her 40's got out of her car so I got out of mine the first thing I said was great thats just great not in an angry way just grreeaatt you know. The first thing she says is "well I didn't see your indicator" I said what sorry but I had my indicator on well in advance as I know it's a sharp turn and a thin road so I slow down to turn onto it so I don't go out wide and hit someone that is oncoming to me.
Then I said "I dont see how you did not see my tail lights (I have 5 on my car not 3 so it's a little more noticable) She said that the sunlight was on them so she did not see them lit up I looked at the back of my car and noticed the wing light was not directly in the sun and said the suns not on that light or the other two on the left hand side of my car (as the sun was setting on the right of our cars and we were on a slow left hand corner so tecnically where the acco happend the sun would have barely been on my tail lights).
She went onto say "don't get angry it's a nice car at least it wasn't worse (which is true) ("I have been in many accidents where people have run into the back of me and I've run into them").
I then said yeah if you had been watching it would not have happend in the first place and the only reason I am getting a little angry is the fact that you tried to put it on me straight away by saying that I did not indicate.
Her reply was " I said was your indicator on and I dont even remeber saying that."
I was thinking to myself WTF this bitch must be in major shock or just Farked in the head I didnt say any thing to her just got her details and asked her the process from here as she has been involved in a few accidents.
Then as I was about to leave she said " I won't be seeing you later then I guess" again WTF as I was walking to my car she then had the nerve to say "have a mery christmas" I said yyeeaahh got in my car and drove to my brothers.

What would be the best way to go about fixing the damage go through insurance? She was at fault if they come to that conclusion would her insurance pay for the repair? get a mate who's a spray painter? what would be the best out of these two options.

[Wombles]

It is obviously her fault so yes, she would most likely have to pay through insurance...

[ClairBear]

Why are some people hopeless at writing legible long posts?

Try putting in a few paragraphs and some more punctuation please to make it easier to read.

Cheers.

[acarmody]

What you do is ring up your insurance company and give them her details, location, what happened, etc, and they take the claim from there. Don't wait for her to start it up.

I recently had a chick run up my rear, I immediately called my insurance gave them all the info. My car was towed to a holding yard because it was after 5pm, and my insurance arranged everything from there. 5 days later my repairs where well under way and the other chick hadn't even lodged a claim yet, so if I had waited for her it would of taken forever.

BTW I hope you remembered to take photos.

[TI3VOM]

What you do is ring up your insurance company and give them her details, location, what happened, etc, and they take the claim from there. Don't wait for her to start it up.

I recently had a chick run up my rear, I immediately called my insurance gave them all the info. My car was towed to a holding yard because it was after 5pm, and my insurance arranged everything from there. 5 days later my repairs where well under way and the other chick hadn't even lodged a claim yet, so if I had waited for her it would of taken forever.

BTW I hope you remembered to take photos.

It was around 7:45 when it happend so I think my insurance company was closed for the day but first thing in the morning I will.
BUT THE ONLY TIME I DONT HAVE MY CAMERA OR PHONE THIS HAPPEN'S

[TI3VOM]

Why are some people hopeless at writing legible long posts?

Try putting in a few paragraphs and some more punctuation please to make it easier to read.

Cheers.

So very sorry it's not up to your standards sashyre if you aint got anything decent to post or don't like the way I have wrote the thread don't read it and dont reply.
Cheers Glenn.

[gopher]

lodge a claim through your insurer and if she was at fault then they will chase it up with her.

[Morton]

If you have comprehensive insurance, your company will take care of it. If you have third party, call her insurance company and deal with it that way. She hit you from behind, so unless exceptional circumstances are proven, she's at fault as far as the insurance companies are concerned.

[TI3VOM]

If you have comprehensive insurance, your company will take care of it. If you have third party, call her insurance company and deal with it that way. She hit you from behind, so unless exceptional circumstances are proven, she's at fault as far as the insurance companies are concerned.

Cheers guys I do have full comprehensive so first thing tomorrow I will go and give the info and details to them thank god I have an understanding boss that will let me do it and get paid for it.

[Ado]

Why are some people hopeless at writing legible long posts?

Try putting in a few paragraphs and some more punctuation please to make it easier to read.

Cheers.

Lifes tough,deal with it Princess.

[danja]

I'm with Sashyre, if you want peoples' help the least you can do is bother to structure your posts in a way that makes them intelligible.

@OP, Pretty sure all the major insurers have a 24/7 claim line. She hit you in the rear, you'll almost always win a claim in that situation so just do it all above board, make an insurance claim and they will tell you where to take the car for repairs. Hope you wrote down all her details.

[STEALTHY™]

I'd also make a report to the police (within 24 hours) as extra help when dealing with her.

Its always a huge pain when dealing with another persons insurance company, moreso if you don't have Full comp so your company can hassle them.

[INNAWE]

I'm with Sashyre, if you want peoples' help the least you can do is bother to structure your posts in a way that makes them intelligible.

@OP, Pretty sure all the major insurers have a 24/7 claim line. She hit you in the rear, you'll almost always win a claim in that situation so just do it all above board, make an insurance claim and they will tell you where to take the car for repairs. Hope you wrote down all her details.

That is not always the case. There are situations where that getting hit in the rear is quite hard to prove you were not at fault.

But yeah as everyone has said if you get the claim started with your insurace they take it to her insurer and your rating is not affected. If she has no insurance they take her to court and make her pay out of her pocket.
Someone ran up the ass of my pride and joy while my then pregant wife was driving and I had a bit of trouble trying to prove that he was at fualt. He was saying she slamed the brakes on because she was driving to close to the car in front, where in fact we was being a tool with is mates in the car and not watching where he was going.
In short I got more from my insurance company than i was trying to sell it for. LOL.
BTW he had no insurance. I took a drive past his place and find mummy and daddy in the new BMW lol needless to say they paid up $13,750. no xmas present for him for a few years.

[Jesterarts]

That is not always the case. There are situations where that getting hit in the rear is quite hard to prove you were not at fault.

Name one?

Basically any case where 2 cars are traveling in the same direction and the one behind goes up the arse of the one in front. The one behind is at fault.

Even if some retard cuts you off merging into your lane, if they are fully in the lane and you go up their arse, it's your fault.

Have to be very special circumstances for the person being hit from behind to be at fault.

To OP,

Report the accident to the police, lodge the claim with your insurance comp.

Good luck!

[the_trademarc]

If you're brake lights are found to not be working, and someone hits you up the rear, and the damage wasn't significant, and the crash repairer can confirm that the leading vehicle's brake lights were not functioning (only need one not to work) the vehicle is automatically unroadworthy and the leading vehicle would need to pay for all damages.

Such an occurence would happen if the rear vehicle claims he or she did not see the brake lights.

[the_trademarc]

And also, for future reference, if you are 100% sure an accident was not your fault, and the other driver is being a pri*k, even by making smart arse comments, just say, "That's fine, we'll get the police to sort it out for us now." When I did that with my girlfriend's accident, the other guys face turned south so quickly I lol'ed quite a bit, and he accepted fault straight away.
I reported it anyway to make sure of it, and then went to the most prestigious and expensive looking crash repairer I could find. :P

[INNAWE]

That is not always the case. There are situations where that getting hit in the rear is quite hard to prove you were not at fault.

But yeah as everyone has said if you get the claim started with your insurace they take it to her insurer and your rating is not affected. If she has no insurance they take her to court and make her pay out of her pocket.
Someone ran up the ass of my pride and joy while my then pregant wife was driving and I had a bit of trouble trying to prove that he was at fualt. He was saying she slamed the brakes on because she was driving to close to the car in front, where in fact we was being a tool with is mates in the car and not watching where he was going.
In short I got more from my insurance company than i was trying to sell it for. LOL.
BTW he had no insurance. I took a drive past his place and find mummy and daddy in the new BMW lol needless to say they paid up $13,750. no xmas present for him for a few years.

If you are reversing out of a car park and straight into an oncoming car you are at fault not the person that gets fit from infront. This has happened to myself and they had to pay up.
I think that is 2 reasons now yeah. I am sure there are others too.

[ClairBear]

I just found this advise on car accidents from a pamphlet issued by legal aid in NSW:

Negotiating who will pay:
If you choose not to claim on your insurance or do not have insurance and you think the other driver is at fault, then you can negotiate about whose fault it was, how much damage was caused and when payment will be made.

If you think the other driver was at fault, write a letter of demand. Ask the other driver to pay for the repairs to your car and any other losses. Attach a copy of the quote. Ask the other driver to respond
within a specific time eg. 14 days.

If you receive a claim or letter of demand it is usually best to respond. If the other driver is insured, you may receive a letter from their insurer. If you believe you are not at fault, write and explain. If you disagree with the cost of repairs you can obtain an independent quote. If you believe that you are partly at fault, offer to pay a reasonable cost.

Write ‘without prejudice’ on the top of any letter so it cannot be used as evidence in any later court case.

You can negotiate directly with the other driver or through an independent mediator If you do settle, make sure the agreement is written down and signed by both parties. The agreement should be recorded as full settlement of the claim, otherwise the payment you make could later be regarded as part payment only.

[STEALTHY™]

If you are reversing out of a car park and straight into an oncoming car you are at fault not the person that gets fit from infront. This has happened to myself and they had to pay up.
I think that is 2 reasons now yeah. I am sure there are others too.

If one car is reversing, how are both the cars travelling in the same direction? Or were they both reversing..........

Was clearly said, driving down the road, the person behind is at fault, no ifs or buts. I personally only travel forwards on roads, not sure about the rest of you.

[greenfoam]

If you reverse out and hit a car you are at fault far as I know , allways seems to be the case

[VRMan]

yeah as most people have said, you NEED to lodge a police report within 24 hours, that is a must, no report, no insurance. Also whoever is talking shiate about it being hard to prove a rear ender isnt your fault is wrong, if someone runs into the back of you they are instantly at fault by law, no ifs or buts, doesnt matter if the taillights dont work anymore, they could have been damaged in the crash, i know this because i had to learn all this stuff in uni, its simple Australian law. Also, ring your insurance company straight away, they will have no problem trying to get every little cent out of the other driver, its what insurance companies are all about. Good luck mate

[STEALTHY™]

If you reverse out and hit a car you are at fault far as I know , allways seems to be the case

The example given was driving down the road, and one car slams on the brakes. If a crash happens, the rear car is ALWAYS at fault for not leaving enough room.

Reversing out of a driveway is a different scenario, drive out of your driveway forward and your still at fault if you havn't made sure the road is clear.

[excalibur]

police report, insurance claim , all can be done online these days no need to go in to any of them and can be done 24/7

you wont have to pay anything as long as all her details are correct and she hasnt given any false I.D.

[the_trademarc]

yeah as most people have said, you NEED to lodge a police report within 24 hours, that is a must, no report, no insurance. Also whoever is talking shiate about it being hard to prove a rear ender isnt your fault is wrong, if someone runs into the back of you they are instantly at fault by law, no ifs or buts, doesnt matter if the taillights dont work anymore, they could have been damaged in the crash, i know this because i had to learn all this stuff in uni, its simple Australian law. Also, ring your insurance company straight away, they will have no problem trying to get every little cent out of the other driver, its what insurance companies are all about. Good luck mate

So what you're saying is if someone drives with taillights that don't work, and because of this they get rear-ended, the offending vehicle is at fault because the front vehicle was unroadworthy?
Seems like a bit of an oxymoron to me. If a vehicle is unroadworthy, the Insurance is automatically void. We deal with this sorta stuff every day at work.

[Grennan]

So what you're saying is if someone drives with taillights that don't work, and because of this they get rear-ended, the offending vehicle is at fault because the front vehicle was unroadworthy?
Seems like a bit of an oxymoron to me. If a vehicle is unroadworthy, the Insurance is automatically void. We deal with this sorta stuff every day at work.

If the lights are smashed in the accident, or may have been affected whos the say they weren't working? Its your word vs theirs and because you hit them in the arse you're gonna cop it.