Home Insurance?

[Jesterarts]

Hey,

Just wanted to know who people are with for home and contents insurance.

My place is going to be finished mid Oct so I figure I should start researching this stuff.

Best quote I've had so far was:

Insurer:
GIO
House Cover:
$300K
Contents Cover:
$88K
Extras:
Accidental damage cover
Motor burnout cover
Pet injury cover
Premium:
$670

Is this good? Bad?

Anyone had experiences with GIO?

Anyone had good experiences with another insurer?

[ClairBear]

I am bundled with Shannons for the cars and the house and have been for years. I am not even sure what the premium is to be honest, but I know there were discounts for having it all with the same company.

[Fekason]

Hi,

I have used GIO in the past, and had no problems. However, I may never have had a claim on them so maybe can't provide a strong recommendation.

Premium looks reasonable to me.

My car insurance is with AAMI, but my houses/contents are with Defence Service Homes Insurance (a part of Department of Veteran Affairs).

I stay with AAMI because their premiums are competitive, I have a life time 70% NCB and they have provided good service if I have ever called on them. DSH is not necessarily cheaper, but the insurance product is second to none.

[doms1]

Iam with com insure, building $280 ,contents $130 premium of$$1188.BUT covers accidental breakege of goods ,and eevn loss of items ie jewelery or cameras etc.Have made 1 claim when our air conditioner blew up and payed out within 2 days .So very happy with them.

[Troy711]

"Motor burnout cover"? Is that for when you rip a fat skid in your driveway and the car blows up.. they cover the repair costs?

[Jesterarts]

"Motor burnout cover"? Is that for when you rip a fat skid in your driveway and the car blows up.. they cover the repair costs?

That's my understanding of it...

Nah, it's for like the drye and washing machine.

[greenacc]

GIO was good for us but then their premium became ridiculous so we said see ya later !! They are rather nit picky though ... if they can save $10 by rapairing something rather than replacing it they will take the cheapo option.

[gopher]

i'm with this one OnePath - Investment - Insurance - Superannuation never claimed so have no idea if they're any good or not