Insurance

[ecotec38]

Just wondering what type of insurance you guys have and how much you pay

[vy_storm]

Have you done a search for this topic? it is a commonly discussed one.

[holdensupporter2005]

RACV Full Comprehensive with fire and theft $42.00 per month

[Bravotwozero]

Full comp through AAMI on VY SS. $697 a year.

[Shifty1]

RACV Full Comprehensive with fire and theft $42.00 per month

Thats cheap..

They gave me $52 a month for 3rd Party fire & Theft on a VC 4cyl commodore

[minux]

I insure through a broker here in geelong, full comp, $830 a year with UNLIMITED mods. I currently have my VT insured for $35000 due to all the mods(previous to this insurance value i was insured for $22000 and unlimited mods for $460). I have never once had an issue with payout and i get to choose any repairer i like.

[KingDiamond]

Ummm a greenslip is all i have at the moment.. Can't afford anything else at the moment, just got her registered the week before Xmas.

[Bravotwozero]

Ummm a greenslip is all i have at the moment.. Can't afford anything else at the moment, just got her registered the week before Xmas.

Excuse my Victorian ignorance. What is a green slip?

[KingDiamond]

I think it's like compulsory third party insurance..

[brownie82]

Aami $809.......

[Bravotwozero]

I think it's like compulsory third party insurance..

So what you're saying is you have none at all. Brave man.

[KingDiamond]

Yeah, which is a good reason to not drive like a clown at the moment, and park my car in a garage.

But even so, some bullshit could still happen to her.

[minux]

Excuse my Victorian ignorance. What is a green slip?

It is a compulsory insurance through RTA in NSW, kind of liek how we pay an insurance on rego.

[minux]

Yeah, which is a good reason to not drive like a clown at the moment, and park my car in a garage.

But even so, some bullshit could still happen to her.

just ring NRMA and get a quote, the quote is issued with a 30 day cover note which will cover you in the event of an accident. Even if you decide to not go with NRMA it is free cover.(providing they still provide a cover note.)

[jules]

So what you're saying is you have none at all. Brave man.

i only insure 3rd party property only (voluntary decision in Vic, altho yes you're very brave not to).

if i add up how much i've saved over a few years by not taking up comprehensive insurance, i can easily pay for my car to be replaced. my car's only worth a few $grand though.

[Troy711]

$1100 a year on a v6 vz ute with $3000 added in extras (tint, wheels, suspension etc) for a male driver 24 years old with 1 at fault accident and 1 "at fault accident" (read hit a roo).

[sircruisealotVS]

I insure through a broker here in geelong, full comp, $830 a year with UNLIMITED mods. I currently have my VT insured for $35000 due to all the mods(previous to this insurance value i was insured for $22000 and unlimited mods for $460). I have never once had an issue with payout and i get to choose any repairer i like.

thats pretty sweet, does this place insure anyone, or just locals?

[minux]

thats pretty sweet, does this place insure anyone, or just locals?

Only insures businesses, i had it all setup with my last job, i was allowed to carry on the insurance even after leaving my last job as i become quite good friends with one of the managers there.

They do private insurance which is a little more, i think around $1400 a year for my exact contract now, which is still alot better than anyone else. I always suggest you look into brokers.

[MikesVT]

how depressing...

$2300 with 'Budget Direct' for a 100% Stock VT2 3.8 V6 Calais...... Cheapest I could find.

[coolvxss]

3rd party about $190 aami

[RankONE]

3rd party + fire & theft aami $335 last year, due Feb. Might just get 3rd party through NRMA this year.

[Ripcell]

im with racv, costs me 1100 to insure my vx full comp, with my mods insured.

i think 1100 is ok for the fact im 19

[AwaKen]

I went threw Budget Direct, and that cost me $1500 i am 18 thou.. havnt had licence that long

VT S ( told them no mods, but its been lowered and putting sound system in ($1000) should i ring up and tell them that? to get it all insured?)

Does anyone know whos the cheapest for a 18yr old driver?

[RankONE]

I went threw Budget Direct, and that cost me $1500 i am 18 thou.. havnt had licence that long

VT S ( told them no mods, but its been lowered and putting sound system in ($1000) should i ring up and tell them that? to get it all insured?)

Does anyone know whos the cheapest for a 18yr old driver?

A sound system is not classed as a mod, its an accessory so defdinetly tell them about that.
As for lowering that is a mod. If you have not told them about it & you are in an accident, then it will void your claim & they are not bound to pay you, so once again, i would tell them about that too

[JD]

on the vc third party fire and theft: $430 per year through just cars
on the corolla comprihensive: $600 per year through anz ( cgu )