Money Or Happiness

[Insane_Metal_Man_666]

Hey There,

I have seem to go myself in a bind, I have been working the current job 1 year and 6 months.

I am saving for a new car which is going to be a VY which is awesome as.

But atm i dont know what do...

I am tossing up between a car i know that i will love in about 6 months time or my happiness for now which would mean working less hours.

what do u think Money or Happiness

[fabz]

MONEY!!! and HAPPINESS!! got to have a good mix of both. with out it you will hit a rutt and never get out. Get a load buy the car and enjoy it now while continuing to work hard to pay if off. Plaus gives you a good credit rating

[Lumps of cheese]

Good advice Fabz, sooner or later in your life you'll more than likely borrow a bit of dosh to buy a house or something so you might as well have the credit rating and the car!

[Bravotwozero]

If you need to work long hours to buy a VY then get a cheaper car. But hey you can swap with me if you want. I've just bought a block of land and am now in the hock to the tune of $350,000. Over $500 per week in repayments. Want to pay that instead?

[Insane_Metal_Man_666]

Thanks For the advice i will do some pondering over it i think and see what happens.

[Insane_Metal_Man_666]

Hey Bravotwozero,

Na i think i will pass on that for now but i will surely consider gettin a block of land some day when i get myself someone to share it with.

$500 a week in repayments are a little steep atm, i am only saving like $400 a week for me VY atm.

so maybe somewhere down in the future then yes i would, but not now lol

Thanks for abit reassurance that i am not that bad off considering.

I think i will just get through the saving of my new VY and relax abit afterwards and enjoy.

[minux]

If you need to work long hours to buy a VY then get a cheaper car. But hey you can swap with me if you want. I've just bought a block of land and am now in the hock to the tune of $350,000. Over $500 per week in repayments. Want to pay that instead?

I will swap repayments if you like We are currently paying in the tune of $1200 a week on 3 mortgages. Rent on 2 properties covers around 40% of that each week.

For anyone that is thinking of buying a new car...buy a house instead, spending 30-40k on a car is a waste until you own land, once you own, borrow against the property or combine it in. Property is what will setup your life.

[brownie82]

Yeah thats good advice minux, I dont own land but a mate of mine has 2houses and a block of land. he lives out whoop whoop in the mines gets accomodation and food from the job while the 2 houses are being rented out and is making a s*** load. Wish i had of done somthing like that!!

Cheers,
Brownie

[Insane_Metal_Man_666]

Hey

S**t that is alot of money to be repaying back...

But sounds like the plan in the long run hey

I will be probably get loan for 150 or 180,000 to get a investment property when i am either 24 or 25...

Which will good as well i am thinking.

[Spaced]

mate this is my advice. Take a vy a vz a vx and a vt for a drive. Drive v8's and v6's then think long and hard about the pros and cons of all. add up the total cost; fuel tyres rego and insurance then think is it worth it or should you do somethimg else with the money. the biggest think i regret is not working hard when i was young and not thinking smart. with all the cards layed out in front of you can make the best decision