cheaper insurance

[DANNY8]

My Mum had full comp insurance on her VX, and she was paying about $15 a fortnight.

Is there anything illegal about me putting my VK in her name and getting full comp on it? I realise it would be a bit more coz the mods list is quiet large...but is that allowed?

[Commyfan]

My Mum had full comp insurance on her VX, and she was paying about $15 a fortnight.

Is there anything illegal about me putting my VK in her name and getting full comp on it? I realise it would be a bit more coz the mods list is quiet large...but is that allowed?

As long as they agree to cover your mods. And you are a registerd driver of the car. Its all dandy
But being a 20yr old, and your wagon has a 202 doesn't it? Insurance in your name would be cheap as chips.

[Tom_1569]

....your wagon has a 202 doesn't it? Insurance in your name would be cheap as chips.

And insurance in his mums name will be even cheaper
Ill most likely be doing the same thing, because my sister did it and it worked out bout 400 bux cheaper per a year and only 200 dollars more on access crap.
Not sure if its legal or not but it works

Cheers Tom

[NORTI]

rego has to be in same name as the insurance else they can void the claim. If your mod list is that long you will not get insurance thru a 'normal' insurance company ie SGIC, CGU etc....

you will have to try JustCars or Shannons (JC charges an arm & a leg thou, at your age may be your only option, but push your club involvement to Shannons & they may take you on)

[Grennan]

My insurance is in my dads name, im nominated second driver and im paying 500 a year on insurance. Over a grand difference if i was insuring it. I havent had any issues, but i havent every crashed the car into anything to find out.

When i get the Clubsport next year, there is no way people are going to insure me, so the car is going into mums name.

[Chappo_s]

my car is in my mums name and me as a 2nd driver but my insurance is $2000 a year still, thanks to a 6 mnth suspension lol

[Commyfan]

you will have to try JustCars or Shannons (JC charges an arm & a leg thou, at your age may be your only option, but push your club involvement to Shannons & they may take you on)

JC will insure anything. They insure me, 18yr old with supercharged VN SS on sigs for 1900 a year, only company that would touch me. So yeh just go through them, cheap to.

[NORTI]

I would hardly say 'cheap' & they have a lot of 'rules' too in reagrds to mods etc....


but yeah they will cover pretty much anything.

[Grennan]

JC will insure anything. They insure me, 18yr old with supercharged VN SS on sigs for 1900 a year, only company that would touch me. So yeh just go through them, cheap to.

This is where Just Cars confuses me. There have been a few stories on this forum where people aged 19, 20 and older have supercharged cars and them saying we wont insure you, with perfect driving records.

It really sounds like they flip a coin.

[BOGANV8]

JC are not always the cheapest or the best they wanted $1600 a year to insure my vx ss and i was 26 at the time.... only mod was a stereo system in it....

Also to top it all off if i claimed they wanted 400 basic excess and 450 high performance excess

Rang GIO who have been with for a while and they were cheaper $800 and covered my stereo for what its worth too and no over the top excess if i claimed......

[Commyfan]

This is where Just Cars confuses me. There have been a few stories on this forum where people aged 19, 20 and older have supercharged cars and them saying we wont insure you, with perfect driving records.

It really sounds like they flip a coin.

Yeh I know what you mean. They are a very unpredictable company, I know people like 19, 20 etc with stock VS & VR V6's and they are paying like anything from 1600-1900 a year with JC.
Driving record does help a lot aswell. Like my brother is paying same as I am on a n/a VR SS, hes 20 and lost his license before, so your record really makes a big difference.

[Grennan]

Yeah ive got to do some research soon for when i buy the new car, so i might ring up Just Cars on different days and see what happens haha. They might have theme days.

MONEY MONDAY, All premiums and excesses today are DOUBLED.
TURBO TUESDAY, no turbo cars get insured on this day.
WRX WEDNESDAY, Own a rexxie? No insurance for you.
TOYOTA THURSDAY, Oh what a feeling, charging Toyotas tripple excess if they have a cannon exhuast.
FIVE LITRE FRIDAY, You guessed it, no V8s get insured today.

[NORTI]

Shannons are really good IMO for heavy modified cars, however they do only usually insure people over 25. they do make exceptions for those involved in clubs etc, proving their passion for cars......

they are well valued & were decently priced considering they covered EVERYTHING including the full custom panels. Unlike JC who want to insure but not cover stereo or certain mods or wheels etc.... based on 'market value' bah too many hoops!

[Scooter79]

Many banks and financial institutions offer car insurance. It's worth doing an online quote with them. I'm with ING for car insurance and they offer the cheapest by a mile. Also now my mortgage is with ING as well as home insurance

[NORTI]

Many banks and financial institutions offer car insurance. It's worth doing an online quote with them. I'm with ING for car insurance and they offer the cheapest by a mile. Also now my mortgage is with ING as well as home insurance

Yeah my daily is thru GCU thru my bank & I pay about $30 a month for full comp lol

But thats cus Im over 25 & female too

[Emackulation]

Lol @ the people paying over 1k for a NA V6, talk about getting ripped a new arse hole.