help needed

[mike84]

hey there .
iv been trying to get a personal loan , and i tryed a few lenders , but no 1 accept me koz i have 2 many enquiries in my credit file , and also i dont have default under my name , so i dont know ,, any help out there

[Pimpn1]

i think you have to wait for 3months like i have to, that what they said coz i have my credid file checked 2times within 2 weeks..... even tho i dont have any bad credit as i have not had a loan before

[VrWagz1]

Have you been enquiring about credit cards lately. If you have that goes on your record and you wont get loans. Forget the reason why, will post it if i remember, seen it on aca a while back.

[mike84]

well , i have about 20 enquiries , credit cards and car loans .
there is a company called credit repair australia, but they will charge me between 900 to 3000 , to clear my credit file, wich is too much , but you right i have to wait for a few month

[1991_Vn2nV]

Why the hell do you have 20 enquiries anyway?

[mike84]

20 enquiries , koz of the stupid broker , he kept trying to get a car loan for me , but anyway , ill have to wait for about 2 years or so ,,,