Insurance Rating

[Jesterarts]

Just a quick question...

Your insurance rating gets better if you make no claims ever if you are only on 3rd party right??

Just need to clarify this.

[davway]

best to ring your insurer.
i wouldnt think it worked that way though.

[minux]

Yep it does(for RACV anyway). My mrs only had 3rd party on her first car, she owned it for 3 years when she went full comp they actually bumped her to rating 2 from 4.

[hsvpunk]

3rd party u can get as far as rating 2. Once u go full comp for atleast the 1yr, u will then become rating 1.

No claims is your friend.

atm im rating 2 (first time on full comp) one it hits september or october racv said il be rating 1.

[Jesterarts]

I would go full comp... but there is no f'ing way i'm paying 1500 a year to insure a car worth 5000.

[Jesterarts]

Ok... my gf has a hyandai accent... in her parents name, and insured under her mum.

Is she better off going 3rd party in her name so her rating improves? or keep it insured under her mum to save some money...?

[minux]

Ok... my gf has a hyandai accent... in her parents name, and insured under her mum.

Is she better off going 3rd party in her name so her rating improves? or keep it insured under her mum to save some money...?

Keep it under her mums name but as a listed driver.

[Jesterarts]

Thanks... I shall inform her this is the way to go...