VL's and insurance

[ucwepn]

get this guys I rang my insurer just cars about covering my 18's and stereo system in my 3rd party fire and theft policy and they said "sorry sir they are worth too much to be covered by the policy", so then I ask her "can I get full comprehensive?" and she says "no sir your car is too old" .
Frustrated I rang Shannons who said they would cover the VL for full comp but because I have only had my licence back for 12 months they can't cover me yet.

does anyone else have these problems? what is a good insurance company for people like us?

[Steve-0]

damn that sucks. is the reason they re-jected you is because youve lost your license before? i dont think the car being too old is a good excuse, heaps of people have their VL's on full comp (including me-RAC) hey that ryhmes!

[vlv8vic]

full compo with racv. no problems so far. though i dont think it pays out anything near what it would be worth in parts.

[albino1986]

racq wont cover my $1200 stero system cause they the standard cover on my vl is something like 3500 tats what the market value is. i told her she should come and have a drive and re-evalute it. she then asked if i had any mods and i promptly said no where and walked away un covered on my system, went to a different racq store and they will only cover like a 600 doller max system dont no bout rims as yet should be a fun experience though lol

[anfsvl]

try aami im going wit them should be worth a try

[rb26dett]

I am with Vigil insurance.

But im an old bastard too.

[bangers]

i'm with AAMI and they're brilliant. admittedly i've never lost my license though. the insurance is dearer if you're under 25 and the car is lowered. I've been with them 2-3 years, written the car off, bought it back and they just gave me lifetime maximum no claim bonus.