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insurance

V

vsclarion4u

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lets hear about some insurance prices uze r all payin and for what. me mate is payin full comp on a eb tickford for 500 odd. but if he crashes he hasta pay 1000 or some ****. so if ur a good driver it's the way to go. what r all uze payin??.
 

nick88

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i pay like $550 a year, but like ur mate im guessing, i am not a nominated driver, its under my dads same, but if i crash and its my fault, we have to pay the first $2000 of any repairs i think
 

hako

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Well I'm an old bastard and retired but my right foot hasn't. I pay $220 (thats right!) for full comprehensive and lifetime rating one from CGU thru Credit Union Australia. I pay the first $350.
If I was a young hoon I'd go for "Third party property damage only" which covers any damage you do to other cars and things. That costs as low as $90 from AAMI(my son has that on and EB and he's 22).
If I was a sensible careful under 25 driver with a car that cost me a lot of $$$ then I'd get my parents to insure it comprehensively in their name as the premium may be as low as what I pay ($220). Of course if I had a prang I'd have to pay a lot upfront but I'd be saving on annual premiums.
 

Scooter79

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Yesterday I purchased a 96 VSII Calais, (stock) supercharged. Only just clicked over 100,000k's yesterday. My bank wouldn't give me the loan for the car unless i took out full comprehensive first. I'm 26. No accidents and clean driving record and 65% no claim bonus.
NRMA wanted $1730
Gio $1660
Shannons $1370
Budget Insurance $849 but I had to tell them I'd made a claim 4 years ago due to vandalism they bumped it up to $1200. Forget that!
AAMI (current insurer of my 95 exec) wouldn't insure me because I'm under 30 and have a supercharged engine. Went with Just Car Insurance for $1297 and is insured for $10500.

My VS exec with AAMI is currently $708 but is insured for $8500 (agreed value)
 

mattman

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Paying around $980 pa on mine, not sure on the excess, around $850? (350 + under 25)..

I'm 22 and have no previous rating..
 

bloodylegend

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im 18 and mine cost me about 1300. got my dad to pay for it though so i didnt really care. its with RAC and insured up to $6000. if i stuff up though i have to pay the first $900, i think.
i got a friend who got the same cover i think but it only cost him $750. but he drives a holden apollo 4cyl so yeah im guessing thats why.
 

slick_red_VN

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$1400 for a VR Acclaim Rating 4 full Comp i pay standard excesses $400+under25
Thats tellin them its lowered,tinted,stereo
 

hako

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Re my $220 per year for full cover, my wife has a 2 year old New Beetle and full insurance for it is $440 thru the same mob as I have. We have all our insurance thru the credit union - house, contents and 2 cars. You young blokes really get ripped off by insurance companies probably for 2 reasons = 1...you have more prangs 2...you fail to shop around.
 

vs-s-pak-ute

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i'm payin 1800 full comp with aami, because i'm 19 and livin in sydney. and if i crash i pay 1200 excess.
 

sircruisealotVS

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i pay $900 for my vs to be comprehensively insured with RACQ....
its got 18" rims,vx clubby kit,lowered on super kings,lukey 2 1/2" exhaust and extractors,yella terra stealth street rockers,CAI + k&n pod,performance chip, viper pager alarm and remote start + a bunch more stuff which i cant be bothered writing...
because of the aftermarket kit i have a special excess of $1k if im at fault in a crash...plus another $500 excess for being under 25.
 
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