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Thread: what insurance u got and how much?

  1. #1
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    Default what insurance u got and how much?

    i have third party and just got my renewal notice in the mail a few days ago its third party and gone up 300 from last year now well over a grand. i am 17 but last year it was $770 now likw $1078. with gio anyone elses jump like this.

    cheers michael

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    I suggest you call your insurance to ask why it's gone up. They're the only ones who can tell you why. Even so, thats damn expensive. Most insurance companies allow you do do online quotes. Shop around.

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    Morgasshk is offline Morgasshk
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    and how many times have you been done for DUI???

    lmao

    Try Aami, I just switched from Suncorp to Aami and dropped from 150 per month to 60 per month.... Being a young feloow though you are going to be reamed wherever you go... Good luck!

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    lol, this is ironic i just got off the phone with RACQ, who i have comprehensive insurance with...."apparently" ive gone over my "modification limit of 30 points" and im "being investigated" as to whether they will continue my insurance policy....the twats.
    i pay like $900 or so for my comprehensive at the moment...but it looks like i might need to find a new insurer, anyone got any suggestions as to what companies dont get their panties in a bunch at the first mention of
    "umm, yeah i just got to change my policy again...ive done some more modifications"
    as for your situation crainy...did you have a crash or something?cos thats weird.....shouldnt go up for no reason.

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    go with just car. they'll insure anything may be expensive but they will insure it. im with them ful comp on the clubby $2,400 every other prick hung up the phone when i told them im 19 lol

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    Mr Invisible 55 Guest

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    lol...NRMA wont insure me....i used to be with them a while back, with a different car, when i got my newie and told them what i would be doin they politely hung up.

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    Elders.
    ful comp for $1060 a year. on a 96 vs with body kit. an im 16
    when i was tryin to get issurence nobody would give me full compo because i had a body kit and i was under 25 untill i found elders an they dont care what u do an they are cheap.

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    hmm...interesting,gives me something to think about anyway, cheers guys.
    did a online quote for just cars...still waiting for email back (couldnt process straight away, too many extras for the computer to work out so its been processed by a customer service dude)

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    nrma $450 p/a but i'm going back to suncorp, $460 p/a with higher payout should things go bad, and they aren't jackasses
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    i need to change to something that fits me better,

    i pay ~131 a month for my stocker 96 vs, im off my p's and im 21 late this year. the excess is bull with rac. plus they refuse to do a direct debit on a set day [ i.e. first thursday of a month ] they will only go by a date which for the last 4months happened to be between friday and monday [ boing boing boing bills ]
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    Morgasshk is offline Morgasshk
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    Quote Originally Posted by TheForgotten
    nrma $450 p/a but i'm going back to suncorp, $460 p/a with higher payout should things go bad, and they aren't jackasses
    How do you know???

    Suncorp refused to tell me what my payout fogure would be... dodgey bastards, so only went throguh them as they were the only ones that would give me a cover note on the day of buying my new car ( as my existing insurer reneged on me because they are dumb p.ricks... CGU! Don't use them, they SUCK!!!)

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    just-car insurance third party $300

    for comprehensive they wanted a grand!
    fcuking crap 20 years old never been convicted or had an accident and they still want that much!!!
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    $456 for third party fire and theft. im 16 (17 in 2months). go with just car, iv got a few mods on my car and theyre are fine with it, not much diff in price if you tell em your mods either.
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    i got a quote yesterday from just car(insurance needs doing in 3 days) for 3rd party fire and theft, for $761, the excess is onli 1250(alot better than any others) and they covered my cd player, tints, lowered susp. and wheels too so im cheering , aami is very similar they wanted 661 but excess goes up to 1700...neways mate go with just cars cos 1000 for 3rd party is bullsh!t

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    I think it was like $381, for third party fire n theft. Just on a VS V6 Vacationer and im 19. RACV
    AAMI and RACV both wanted over 1k for full comp, i've never had an accident or even a speeding ticket, so im not payin that

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    Quote Originally Posted by BANGERS88
    just-car insurance third party $300

    for comprehensive they wanted a grand!
    fcuking crap 20 years old never been convicted or had an accident and they still want that much!!!
    Haha maybe they logged onto this forum and saw your avatar

    Clacks

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    2444 just cars full comp. 98 vs 5l ute. all mods included, (dual exhaust, extractors, chip, 18s, lowered, clubby front bar)

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    Quote Originally Posted by Morgasshk
    How do you know???

    Suncorp refused to tell me what my payout fogure would be... dodgey bastards, so only went throguh them as they were the only ones that would give me a cover note on the day of buying my new car ( as my existing insurer reneged on me because they are dumb p.ricks... CGU! Don't use them, they SUCK!!!)
    because they told me.
    both companies had fair market value on the car, but suncorp also had extra for injury/dismemberment etc, nrma didn't.
    nrma won't let me do anything to the car, suncorp will within reason. but that's alright, coz it's not gonna be anythin special - that's the project car.....
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    I had my VN Calais insured through NRMA for $5500. im 17 and the fee was about $860 per year full compreancive from memory. Anyways the car got knocked off over 5 weeks ago, and then recovered a week and a half after it was stolen.

    If it wasnt found for 2 weeks i would have got a pay ouy within 2 weeks, But nooooooooo some smart ass decided to leave it on the side of the road as a write off about 3 days before i was getting the policy paid out.

    It has so far taken me untill today for them to process the claim, and now i have to wait for the check to come and then for it to clear. So it will be another 2 weeks before i will really be able to get another car, makin it a total of 7 weeks without my pride and joy. The only up side is i only had to pay $500 excess.

    Moral of the story, Insurance companys annoy me.
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    Man, you guys are paying an absolute sh!tload for insurance. Me being nearly 29 now I can't believe insurance companies are ripping people off so much. It really sucks, especially the figures on some of the third party quotes... they're like the full comprehensive figures that older peeps are paying!!! Looks like Elders is the best for pricing and NRMA are the worst for customer service after reading sircruisealotVS's post. Anyway, good luck with the insurance guys... looks like you'll be needing it!

  23. #23
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    Quote Originally Posted by VL Soldier
    Man, you guys are paying an absolute sh!tload for insurance. Me being nearly 29 now I can't believe insurance companies are ripping people off so much. It really sucks, especially the figures on some of the third party quotes... they're like the full comprehensive figures that older peeps are paying!!! Looks like Elders is the best for pricing and NRMA are the worst for customer service after reading sircruisealotVS's post. Anyway, good luck with the insurance guys... looks like you'll be needing it!
    yeah we can blame all the stupid p platers in their cheap imports talking on their phones and doing their makeup while driving for our high fees.\

    (not blaming all p platers, just the stupid ones)

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    hako is offline Donating Member
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    I'm an old bastard (retired) and I pay $220 for full comprehensive market value, my son at 22 pays $90 for third party property damage only and the same for a daughter at 28 and still on "P's". That's what you get for living in North Queensland.
    We're backwards up here and apart from the odd cyclone we don't want to catch up with you Mexicans hey.

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    im payin $188 a month full comp....RACV and AAMI wont insure me and few other places

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