What to do? VT S ---> VU SS

[akust0m]

At the moment, I have a VT S on finance with a few $k left owing, but have been thinking lately that I really want a VU SS. Would it be better to pay out my current loan and then sell, or is there a better way on going about this in order to get the VU SS? I knew getting another 6 after the VR was a bad idea lol

[Vt_vic]

pay it out then get the ss.once you get a v8 you wont go back to a six ever

[Macca86]

Yeah mate, pay out your existing loan and then upgrade. I know it sucks to wait but its always best to see out a debt before going in for another one

[WogBoyz]

thats a similar choice i have to make, cept my ute is my first car i have to finish paying it off, buy the ve ute and then sell the vs, its alot of muckin round but deff pay off the loan first man

[JuzAndBec]

Dpending on your credit situation, it is usually better to organise or pre-approve the loan through the current financier if you are happy with them whilst you still have a loan. Lenders are happier to lend to a good current customer. Ask about any early exit penalties on your current loan if you decide to pay it out. If you are near the end of a loan then the interest would be paid off so no need to rush a decision.
Also, run the exercise and get you car valued as a trade in on a VU SS and compare the difference on what dealers and private sales are on a VT S, then you will know whether to pay off and sell or trade and re-finance.