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Even if a crash is one’s own fault, out of pocket costs should be limited to the excess and hire car costs if that’s not included in your policy.… After all that’s why we have insurance, to limit our lossYou don't need to be out of pocket for no reason of your own....
Even if a crash is one’s own fault, out of pocket costs should be limited to the excess and hire car costs if that’s not included in your policy.… After all that’s why we have insurance, to limit our loss
Insurance companies shouldn’t be lowballing people on their vehicle‘s value but it’s in their DNA to try and save lots of $$ which is why it requires owners to have eyes wide open by doing their homework
I suppose it’s really a matter of taking the pay out value up with the at fault owner of the other car. In the end, insured or not, they are at fault and can be sued for the loss/damages.
So, it really just a matter of determining the value of the car. I believe that there are firms that will provide a written valuation for a fee. It’d be handy to have some sort of formal valuation (and the implied backing/support of a professional valuer) to present to the insurance company. If they don’t accept that valuation, then take the owner to court and let the owner take it up with their insurance company.
Insurance offered me 27k after lots
But I want the car back so the cost of that is unknown yet hopefully I don’t get ripped on that