Sorry all, just making this thread to vent and also to see if anyone thinks something will come of what I plan to do. We went down to Campbellfield K-Mart (the central point in the universe of all people dodgy and dishonest) to see if we could get a replacement for my baby sons favourite toy which broke. In the car park we found a nice close spot and as we went to park this guy walked across the car, obviously we were annoyed because we had to brake because he walked in front of us but didn't do or say anything. He got in his car (which he didn't lock or bother winding the window up on). While parking my wife accidentally tapped the horn, only for a split second (she's still not used to the idea of the VS horn being on the wheel spokes and not the center). That unintentional action was what caused this big-attitude smart arse to leave the parking spot too narrow, scraping the side of my car. Driving off (slowly) while waving and smiling I did get his number plate and I know the model of the car (beige toyota corona wagon). I plan to go to the police and report the incident though I don't think there's a point - what if anything would happen to the person for leaving the scene of an accident they caused? For someone to have such a complete disregard for their car I get the feeling it's stolen, but what if it's not? Obviously I'm extremely ****ed off and after the incident I had so much adrenaline pumping (calmed down now), but I realize it could have been a lot worse - it's not like it'll be a difficult task finding a white VR/VS bumper in better condition than the one that was damaged.
might aswell report him, or claim it on insurance, they cover accidental damage unless you only have 3rd party?
Not if you can identify the other driver, which you can do via the Rego Number. Report it to the police, you have your wife as witness. I don't know what the Vic Police do in matters of this nature, but it won't hurt to report the matter. Police can provide you with a report or incident number to give to your insurance company. They will take the matter up with the other driver, you don't have to. Police might also breach the prawn for leaving the scene without stopping and providing details.
As already said, If you can identify the person at fault you're no going to be penalised by the insurance company. Also to prove the other person to the insurance company you'll need a police report number.
its pretty unlikely that your premium would be affected. You will have the excess, and it could possibly affect your no claims discount. But it is still possible that it will affect your premium, if it does, I'm sure it will be a minuscule amount. How old are you??
The excess may still apply as the rego number isn't always sufficient enough in identifying the other driver. Usually to identify you need a name, phone number, address, rego, licence, all that crap, but he didn't get that, he only got a rego.
It's highly unlikely that the police would go to a lot of trouble for such a minor matter, but the insurance company can still chase up the owner of the vehicle from the rego details and, if the owner cannot nominate an alternative driver, the owner remains liable. That's part of what you pay comprehensive insurance for - to cover yourself in all matters, not just your own "at fault" incidents.
I'm pretty sure you can get charged for fleeing the scene of an accident... well atleast my nanna did :my: Dave.
Yeah my girlfriend had trouble with this. Guy who hit her car I grabbed the rego, make and model of the car, the VIN, his name, license number, date of birth and two contact numbers but forgot the address and they tried saying that they couldn't process the claim without it. Long story short it took me on the phone cracking the shits about them not doing their job and looking for away around it (got the guys address from the whitepages!) and threatning to take all the insurance elsewhere to get something done.
report him for sure, there should be some white paint left on his car that is evidence enough that the incident occured then theres leaving the scene of an accident which is a crime on its own.. you shouldnt have to pay for the damages yourself and you should not have to go through your insurance (unless he has none)
report it it to the police just so u can get the report number for insurance reasons the cops themselves wont do anything because it was in a shopping center carpark
Yeah, the insurance companies sometimes contradict themselves.. ****es me off too, lol. ahwell, what can you do.
