Please explain? Are you saying that car RCAs don't have ground loop issues?
Inductive pickup is only an issue with changing voltage which can be from ac power lines, obd data lines and even from other speaker lines... It can also occur in dc based system where there is a fault in the ac filtering within the alternator causing high dc ripple. Switching dc power on and off can also cause inductive noise... from indicators for example...
Earth loops are caused by two components (headunit and amp) being at different voltages and thus current following along an earth path between the units. The differing voltage can be due to wiring resistance and resistive earths... the balancing earth loop current tend to flow down the earth feed of the signal interconnect between the two units...
Inductive pick up isn’t the same issue as earth loops... both can cause buz, hum and other such annoyances.