you have a masters at 17? what the hell is going on here? masters takes 6 years to get. are you using the wrong words or something?
crashing - it's all in the stats. sounds to me like you're one of the people who is like "yeah i'm the best driver in the world i'll never crash". refer to the stats, you are at least 3 times more likely to crash in your first year of driving. that's just the way it is.
just because it's in your parents name, it doesn't mean you can drive it. do you even know what the laws are regarding power restrictions? you have something like 5 points in your first year of driving. if the cops pull you over in this car, once, you'll lose 3 points. once again, you'll lose your licence. if it was that easy to avoid p plater restrictions then wouldn't anyone do it?!