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No Insurance.. Accident

Darren_L

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VH SS
I used to work for NRMA & CGU as an assessor.
Whilst hitting the rear of another vehicle isn't in your favour, it does not mean you will be automatically deemed at fault. We had our own clients determined as in the wrong by the police after being hit in the rear or at other times both parties were deemed 50% at fault.

Unfortunately without police involvement and/or witnesses you don't have a lot to support your case. But as you are both uninsured, if it were me I would just wear the cost of repairs to my own car. However don't pay the other guy a cent unless you receive a formal letter of demand. Then you can re-evaluate. But in most cases, uninsured drivers usually just end up covering their own damage as the legal process will end up costing them more than the repairs.
 
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