Refused Insurance to drive VE SV6

I wasn't implying that at all. I was saying that a 15, of course you can't control a car.

 

Lol, I've been driving for 5 years and I don't think I've got mad skills...

But, If you're trying to get the car insured, wouldn't the cost be kind of prohibitive at 15? I wouldn't have asked my old man to pay that when I was 15

 

Getting a car with stability control will just give you a false confidence and you'll expect the same thing from other cars without understanding what the difference is until something goes wrong.

You're better off learning in an older car which feels more 'raw', no electronic assistance of any kind (except power steering... maybe) and learning what it feels like to be 100% in control.

I learned in a manual VN V6 wagon, then had to drive a second hand JE Camira with bald tyres. I learned VERY quickly how to drive safely!

 

Who cares what your dad wants you to do, it's your money, get what you can afford.

All my dad wanted me to get in a car was one with IRS Suspension and ABS. I got a VZ SV6 Sedan, wished i hadn't.....

People will say a VE is too expensive of a car for a first car, i had my VZ which cost me 19k at the time and never had any major accidents, i scraped a wall reversing out of my driveway $600 fix.......

Ended up getting rear ended and i sold it to the crash repairer.

And as what soop was saying, he's right.

If you drive to the conditions in any car you're fine.

 

Good example? (number plate was embedded into the concrete barrier) When everything goes wrong its still down to the driver. My boyfriend managed to correct it enough so that My side didn't hit the wall hard, he just ran out of room to stop it hitting altogether.
You'd be better off learning to drive in a crappy car first, getting some decent driving lessons and then upgrading to the VE.

Otherwise have you tried getting it insured elsewhere? At 15 I wouldn't be trying to find the cheapest quote, just one that insures you. I think NRMA insures anyone that drives your car?

 

im not having a rip but how does a 15 year old already have 7 months driving experience? is that legit or on a farm or something? annd how does a 15 year old get a ve sv6 must say id certainly have one, despite being stoked with having a vs ute

 

BIG DEAL if the VS doesn’t have stability control.
As a learner, you should NEVER EVER get into the situation where you’ll need stability control to kick in to get yourself out of strife.
Hell, this applies for all drives on our roads.

You should be learning to drive to the conditions of the road and your car, and not let fancy gizmos save you if you strike problems!

If it’s wet, slow down!!
If the road sign says 100, but you’re not comfortable driving at that speed, don’t!!! Drive at a speed which you feel comfortable with!
If you’ve never driven at night, get some experience at doing so.

I can understand why the insurance comp wont insure you. You will be drive a fairly high powered vehicle, which demands a high degree of concentration, especially in the wet.
You’re only 15 as well, with roughly 7 months experience. But as others have suggested, try another insurer. You might have to pay a mint for insurance, but hopefully you can find somebody.

 

Could be your problem.

 

Guys - wrong to put an age on car control skills. growing up on a farm I was driving before I hit my teens, and at 13 I was driving Trucks around on the farm.

I had a CAMS licence at 16. Dirt road rallying at events before I could legally drive on the tarmac.

That being said - not everyone had my luck, and this biggest thing that worries insurers is not your age, but the way you may react or not react yin a tight situation. Trained reacations take time.

I think you might get a difference if you asked for a non SV6 too. Some insurers lump them in as a 'sports' oriented vehicle.

 

I'm curious also. And did i read that your not in australia or is my eyes playing tricks? Not having a go at you though

 

ohk, wish i could of had my L's at 15 haha, lucky, and lucky to be getting a sv6 too, im jealous . enjoy.

 

Don't go getting shitty with Soop. You might think you have some driving skills but what you lack is driving experience under all conditions, particularly traffic/poor weather/poor light/mixture of all three. You might have EXPERIENCED driving with all three at some time, but that doesn;t mean you are experienced. At 15, you have much to learn, so don't get upset when someone more experienced says something you misinterpret.

I'm over 40 years older than you so I'm one of your "older" drivers, but I'll bet I'm a far better and safer driver than you are right now. And I don't have tickets on my driving ability.

 

new zeland rules are much more relaxed by what youve said and so on.
knew a guy who at 16 had an r33 skyline was nice.
anyway back to the topic.
if its your dads and you cannot get insured it seems a bit strange, then again it is sort of a high powered car.

otherwise have you looked at an older model like a vy/vz?

and its easier to assume then to go out and look at everyones driving etc. its much easier to assume.
although they should bring in the incentive of passing driver training to then lower prices, like insurance.
but hey, they are making big money, so they dont really care, unless you have to claim. its an insurance company afterall !

 

Everyone exceeds the speed limit...to say you don't is both naiive and false. I don't subscribe to the whole goody two shoes stigma of saying 'I dont speed, I don't do this I don't do that' - no one is perfect, whether you do it intentionally (overtaking) or just for a momentary lapse of concentration where you might find yourself at 70 in a 60 zone because you have rolled down a hill, everyone speeds.

Tip 1: I know you are young, but don't jump on the defensive foot when people aren't singing your praises or raising questions on this matter, or on any topic on this forum...it's a public forum, people have different opinions, and has people from many different backgrounds. Everyone is going to have a different opinion or raise a different issue. So calm down before you feel the need to start justifying yourself in every which way....a conflicting opinion is not a personal attack on you.

As above, calm down.

Simple fact is, you are 15 years old and you do not possess the maturity/experience and wisdom of people who have been driving for alot longer than you. What defines a good driver is a very debated topic and you will probably never find a concrete 'solution' or answer to that question. Driving skills and car control come with experience, experience comes from driving in many different conditions.

I have had my license for 2 years and have been driving for 5. I do not claim to be a good driver, over confidence and cockyness is a drivers greatest downfall. There are always going to be situations on the road where you are going to have to make lightning fast reactions which do not allow time for you to think about what you are doing.

Example: A dog is on the road, you are doing 100 k's an hour, your reaction is to swerve to miss it - 9/10 times that sort of situation results in a loss of control and an accident, half the time killing passengers or the driver. what you should have done is brake and hold the wheel straight. The car might be damaged, but you are still alive.

There is no 'correct way' to deal with the above scenario, as every situation could be different, but what I'm saying is, skill comes with experience, but only when you learn from experience. There are plenty of bad drivers out there who have been driving for 40 years. Half the time they wouldn't have been taught properly, and they would be set in their own habits and their own self assurance.

So anyway, calm down, don't be so sure of yourself and try not to see people giving you constructive criticism as a 'Personal Attack'.