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So some wench crashed into me......

Discussion in 'VZ Holden Commodore (2004 - 2006)' started by Ewok, Apr 14, 2009.

  1. Ewok

    Ewok New Member

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    So was travelling down canning highway in WA at bout 8pm on 31st march, (reason I didn't post this sooner is I got married on the friday and have just gotten back from my honeymoon) travelling in the left hand lane, a woman in the right hand lane next to me and a car in front of her. Doing the speed limit of a ridiculously slow 60km/ph for that particular road when the car in front of her starts to slow down and throws on a right indicator to turn. She slows down slightly with the guy to stop behind him and then throws on a left indicator WHILE she starts veering left towards me and my lane. OHSHIT. By the time she had made it to my lane I had moved up a little (she would have been doing bout 40km/ph when she started pulling into my lane) and subsequently hit my drivers side rear quater. Bitch. So we pulled over a few streets up and swap details and all. I get home, down a coldie and call my insurance company to report it, after hours, so I have to call em back in the morning. As soon as I get to work, call em up tell em what happened, give em all the ladies details. Went and filed a traffic accident police report online just to be on the safe side aswel. Insurance company tell me that she is liable for damages and accept the claim, I take off for my honeymoon and my brother arranges for my car to go to the western QBE inspection centre in Osborne Park and get the ball rolling for me.

    He calls me to tell me it's going to be ready the following thursday (this thrusday now) and I was a bit pissed. But no more pissed than I was to have Western QBE telling me that the ladies insurance company (RAC) was challenging the claim at their end and that she was not admitting fault. Uhm........ WTF???? How the hell can someone be so stupid as to NOT realise that was their fault???? I am using the details I gave WQBE and what I wrote in the police report to fill in the statement form for WQBE that they mailed out to me as a formality, but I want to know, what sort of likelyhood would see me being made out to be the bad guy here worst case scenario? because this is bloody ludicrous and it's stressing me out a little ..........
     
  2. vlv8vic

    vlv8vic <---Brad Quaid = internet stalker

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    can't be effed reading it all but if you have a dispute contact the insurance ombudsman. They fixed up a ludicrous counter claim against my other half.

    PHONE
    National Toll Free
    (Local call fees apply)

    1300 78 08 08
    FAX: 9621 2060
    EMAIL
    ios@insuranceombudsman.com.au


    POST
    Insurance Ombudsman Service
    PO Box 561, Collins St West
    MELBOURNE VIC 8007
    WEBSITE
    IOS - Home


    On another note - what's with all the threads these days starting with 'so'?
     
  3. VZMAX

    VZMAX I THE GREAT

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    hey mate congrats for the marriage..now going by your description of damage to your car(rear quarter) i would say there's no way you can be proved culprit unless she says you changed the lane in front of her withouht checking the blindspot. But u've done the right thing by reporting to the police..and yeah I had a problem where this stupid guy turned right in across me from coming towards me while I was crossing a set of traffic lights and my side of lights were green and he had a red arrow for turning right. He agreed on the spot as the police came and my car was almost a right off..but then later his insurance company refused..but fortunately I had a witness who helped me out by giving a statement..hope it works out for you..:thumbsup:
     
  4. Ewok

    Ewok New Member

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    Yeah one of the problems I had, even though it was a pretty busy road that night aswel, not a SINGLE bloody person stopped to be a witness. That's just rough.

    Cheers for that vlv8vic. If it goes pear-shaped I'll be sure to hit em' up.
     
    Last edited: Apr 14, 2009
  5. davway

    davway New Member

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    its standard procedure.
    its not her thats denying fault, its the RACV denying fault in the hope you say that your to blame for the incident.
     
  6. Ewok

    Ewok New Member

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    Thanks for that Davway, was speaking to Western QBE about it yesterday and aparrently they (RACV) challenge ANY claims made against one of their customers.
     
  7. PaulSV6

    PaulSV6 CHE Tuned 156.8rwkw

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    Damn Ewok
    Thats no good mate & right before ur wedding to, even better.

    I just dont understand ppl like this, i really dont. Hope u get it all sorted mate:thumbsup:
     
  8. Ewok

    Ewok New Member

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    Got me car back from Western QBE today and the repair job looks goooooooood. However!!! I DID find a bit of a sag in the respray job under the drivers side wingmirror >.< it's a minor teardrop but I noticed it. Waiting for the assessor at WQBE to give me a call back regarding this. Goddamn it I really cbf being without me car for another week having to drive around me wifes Echo .......
     
  9. Ewok

    Ewok New Member

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    heh, took it straight to the smash repairers and pointed it out to em, they cut and buffed it straight away, took bout 10 mins, looks schmick now :)
     
  10. davway

    davway New Member

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    Good to hear you got a good repair job.
    Did you manage to not be at fault with the accident?
     
  11. Ewok

    Ewok New Member

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    Just sent off the paperwork back to WQBE today RE: the challenge to the insurance claim, so will hear back soon I would imagine.
     
  12. Warooda

    Warooda New Member

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    I work in insurance. This is a standard tactic from RAC. They are well known for it. Refer to your policy wording. You might find they can refund your the excess if it says something along the lines of " If We believe your not at fault and you supply us with the other parties details".. Don't forget to send your bill for hire car to RAC as well..
     
  13. Ozzie

    Ozzie JCCC Warrnambool

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    This is Australia.

    Here we give way to our right. Especially traffic merging left.
     
  14. Ewok

    Ewok New Member

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    Yeah, we have to give way to traffic merging left, of course, but NOT when that traffic (me) is IN FRONT OF YOU IN THE OTHER LANE. Idiot.
     
  15. Ozzie

    Ozzie JCCC Warrnambool

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    so you slowed down when you seen her merging left?

    you were in the wrong! you deserved it :)
     
  16. Ewok

    Ewok New Member

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    I never said I slowed down, she slowed down for the car in front of her so I was still doing 60, past her (we were side by side before she started slowing, making her the person BEHIND ME) how about you not post in this thread anymore?

    Edited for Ozzie.
     
    Last edited: Apr 20, 2009
  17. Ozzie

    Ozzie JCCC Warrnambool

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    hey easy on the idiot part.

    not my fault i was dropped on my head at birth :(
     

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