if your looking at 20 grand, you could find a VZ for that price.
i own a VU, and the interior is pretty average compared to the vy/z
i paid 13000 for my vu ss and there was not a good vy with in 5 grand of that at the time, so that was the biggest decider for me.
but as always, compare apples to apples, and the vy is better