Edit ............Back on subject, I should get my Shannons renewal within the next week, and I will post up how it compares to last year.
Just got the renewals ……… all agreed value, choice of repairer, no restrictions on daily use, or distance driven per year.
2003 Monaro CV8 Auto @ 135Km ...............Last year $30,000 premium $760. This year $30,000 and $823.
2005 Cross6 @ 140Km. ......................................Last year $10,780 premium $ 634. This year $8,260 and $ 628
2009 Territory Ghia RWD @ 116Km. ..........Last year $15,000 premium $783. This year $13,200 and $791.
Monaro could be valued a bit low, ( $2> 3K?) as per by Carsales adverts.
But, if I did have a total loss, I probably would not replace any of them with a similar vehicle.
Next year, depending on used car market, and demand for Australian cars, I might ask for an increase adjustment.