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Would this be classed as a write-off?

Noeleter

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There is a guideline that can be found online re what is a write off but generally if any structural item eg roof is creased etc it will be a write off.
 

rambunctious

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Lots depend on who it is insured with.
Most Insurance Co's get to keep the wreck, and the rego, and then offer you a stupidly low payout and expect you to accept it.
Never, never, never accept the first offer if it is written off.
Do they prey on non car minded females ?
Vultures are nice birds when compared to insurance company assessors.
 
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Troyziee

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Haha I like that line! Isn't the payout the agreed value that's written on your statement...?
 

Troyziee

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Just checked, got agreed value...
 

Troyziee

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Now play the waiting game... they've told the misses it's borderline, will need to start tearing panels off to see.... but if it's borderline do we have any say? Request a different assessment? As we don't want it (no matter how good the repairs are)
 

Calaber

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Who are you insured with? Some companies give you the option of repair or payout when the difference isn't great. If the car was rare or high in sentimental value some people take the repair option but most take payout as modern cars are so disposable.
 

stick3

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insurance companys do wheel and deal with each , the at fault drivers insurer most likely take the cheapest option and the airbags didn t deploy
 

Troyziee

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The cars with RACV.

the other bloke doesn't have insurance, letting our insurance cover all that bullshit.

end of the day, ill be arguing for a write-off. roof creased, rear body structure just before spare tyre counted about 7 cracks, entire LHS quarter gone (and on the lancer that runs all the way to a-pillar along the top, and also along the skirt) tail-gate gone, and a bucket load of interior trim panels gone, pretty sure i saw a crease in the fuel tank underneath too...
 
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