to be a wet blanket on this amazing conversion. There is a reason that marine engines tend to be diesel. They are less likely to burst into flame and those that are petrol are specifically designed to reduce the risk relative to the environment in which they are used. Insurance? GOOD LUCK
You are very wrong but partially correct if that makes sense.
I always have a giggle when this question comes up.
90% of marine inboard engines for the recreational boat owner are all petrol Mercruiser or Volvo penta's most of which all have the Chevy V8 or V6 or inline 4cyl in them. Only the very high end and commercial stuff run diesels. Many of the bigger inboards run twin big block Chevy V8 petrol’s
99.999% of all outboards are petrol
All vessels by law have to be equipped with fire extinguishers and the size is dependant on how much fuel the boat carries, mine holds 200 litres so I have to have a minimum 1kg extinguisher on board at all times.
All inboard boats also have what is called a bilge blower, this is turned on prior to starting the engine and it sucks out any fumes that may be trapped in the bilge, Some petrol boats including mine also have a bilge sniffer and this detects any vapour that maybe in the bilge and sounds an alarm if vapour is detected, they can also be wired so the engine will not crank.
Also most petrol boat engines have spark arrested alternators and sealed starter motors and this motor has had the mod done to both.
most petrol boats run a carby which is designed for marine use and they have an overflow back to the tank incase the carby floods, fuel injection doesnt have this problem
Underfloor fuel tanks have an air space between them and the engine compartment etc etc and the list goes on
Insurance is not an issue with petrol boats and as said 90% of them are petrol.
Yes there are risks but that goes with anything. Diesel still has the potential to go bang if the fuel to air ratio is ideal.
if the boat is well maintained and the preventative and warning measures are in place then the risk is minimal and no higher than anything else.
Hope this clears anything up
Cheers Andy