Well I still haven't had my first accident with another vehicle. A kangaroo hit me though
Nearly three years and I'm still incident free. The car itself has been involved in one bingle. I was about 20m away sound asleep at the time, woke up to my car alarm going off.. Looked outside, couldn't see anything unusual, turned the alarm off, went back to sleep.. Got woken up 5 minutes later..
Went and looked at the car, I'd been hit up the coit by a old guy in a camper van.. Came down the hill, couldn't turn enough and just decided to ram my car that was in my driveway instead.
Apart from that I've had one near miss. Where I was driving around one day.. My clutch was slipping terribly. So I was fanging it, trying to kill the clutch Really properly. Came around a corner and fanged it expecting the clutch to slip, like it had about 50 times before hand.. But she gripped and the ass kicked out. So I corrected but it was too late, one of my tyres had hit the dirt on the left of the road and she looped me- Directly across the path of an oncoming car.
Thankfully he'd seen what was happening and stopped.. He wasn't impressed with my efforts.. But either was I.
At least that taught me to always expect the unexpected.
I've lost it countless times though. But usually always in the wet, at low speeds with noone around. Times where you grab second and unintentionally start spinning. So you hold it for as long as you can.