Ai insurance

[coolvxss]

Hey guys just purchased a new car and have been looking for insurance. ai insurance is one of the cheapest. the things I have read seem good just wondering if anyone has had experience with them. dont think I have heard of them before

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[c2105026]

My general thoughts on insurance is you get what you pay for. I have never heard of AI insurance but what can be a cheap price now can be weeks/months of delays, confusion and hold-ups if/when you have a collision.

 

[coolvxss]

I heard justcar insurance is pretty good? its only a little more then ai but pretty sure I can mod the car with justcar where as I dont no with ai

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[Tatiana]

End of the day you get what you pay for. Don't just look at the price, look at what the policy covers, the excess and the exclusions.

 

[coolvxss]

done a bit of reading and looks like justcar is the go for modded cars. anyone had any bad experiences with them

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[SookyTurner]

I had third party property with Just cars and it seemed pretty good - I didnt have to make a claim though. Try a quote online for comprehensive because i knew when i tried to do mine and include mods (wheels, suspension, $500 sound equipment, body kit) which is hardly anything in comparison to others it was around 3k which is crazyily high when insuring a 5-6k car.

 

[c2105026]

done a bit of reading and looks like justcar is the go for modded cars. anyone had any bad experiences with them

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Have looked into just cars in the past for the VX. They wanted $1200 when Shannons wanted $750! If they cover modded cars, you could argue they are a high risk group and a high premium is required to pay for all the pay-outs.

NRMA Classic insurance has a strange exclusion - no coverage in a carpark, and you can only drive the car for 9000km/yr.

Also be wary of places that 'tailor your coverage to your usage' if you say you don't drive your car to work, but you then do and you have a crash, you may not be covered.

 

[uniacidz]

Checked on AI Insurance a while back,
Newcastle based.
Remember on a ford forum some guy had a nightmare with them.
Issues with whom at fault, excess collection, etc.

Apparently really bad to deal with. Simple google search mate.
AI Insurance Reviewed By Australians - www.aiinsurance.com.au
Dodgy other dealings
Ripoff Report | AI Insurance Complaint Review Internet: 946330



Just Car insurance,
Im surprised, check the excess.

My quotes are usually $1400, but a standard $750 excess + a vehicle excess of usually $600-$1000 (cant remember, but was something like close to 2grand for a claim)
So check the excess in the quote summary.

Alot of people finding this out now.


Im with GIO now

 

[AirStrike]

I had third party property with Just cars and it seemed pretty good - I didnt have to make a claim though. Try a quote online for comprehensive because i knew when i tried to do mine and include mods (wheels, suspension, $500 sound equipment, body kit) which is hardly anything in comparison to others it was around 3k which is crazyily high when insuring a 5-6k car.

Insurance company sees it as a 'crazy' risk insuring a car with mods equal to or more then half it's value.

 

[coolvxss]

With an increased excess to 1g I got quoted about $1000 per year. That's for an unmodified 2011 fg xr6t with luxuary pack n premium sound and stuff which I thought was good for a 25 year old, but I should check how much it goes up if I start modding.

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