i see your point boominvn, as a lot of drivers around here dont even have victorian licences, and cant drive for ****. i doubt you would hear from them again after an accident. so insurance would be useful MAYBEE there. ive lived in the area for over 10 years and driven nearly every day, and only had some near misses so far. mind you i do keep my eyes peeled. and dont make a habit of falling asleep at the wheel or smashing into non moving objects. (how bad of a driver do ya have to be to do that **** anyway?)
but.....
i rang shannons this arvo, and those jokers want 1700 premium a year for 11000 cover. WTF!!!! are they frigging crazy. no way im gonna pay that much. thats borderline piracy. im 40 years old for chrissake! u all know where they can stick that quote and rotate. i mean... fair crack of the whip. ive had no claims b4 or anything. that price is just BS.
i will try my last insurer (aami) next, and see what they have to say for themselves, but dont think they will insure a clubby. i better find out though. if its more than 800 they can get stuffed! id rather fix the prang myself at that price.
looks like another sale for clublock coming up
Dude, It's not a case of "is my car worth the cover", it's also a case of being covered up to $20mil of damages.
ie: if you run up the back of a merc/bmw, or go through the front of someones house, are you going to be able to write a check on the spot or go to the ATM and get the cash out to fix it? more than likely not if you're complaining about $1700 a year insurance. Don't forget the court cases, they all rack up quickly! trust me dude, i been there before!
Also, if you're buying a $70k new clubby Holden organise the compusary comprehensive insurance from the dealership, and that's not optional, so you won't have the option of shopping around.
All in all, hey, I don't really care if you do or don't get insurance, just don't want you to make the same mistake as me when I was younger.
I just hope for your sake, you don't hit my merc and can't pay for it, or ****'s goin down!