Who's Your Insurance Company?

[*VOLATILE*]

I'm with HBF here in Perth. Not sure about how they go abouts their business with regards to mods. They have allowed me to add $3K worth of extras to be insured (i.e. rims, suspension, exhaust). That's all I've added to it anyways.

$600 a year for me but heaps of people are telling me I'm getting ripped off. I'm looking around now for another provider.

 

[Lumps of cheese]

I was with elders and just switched to AAMI.
They're $130 a year better than anyone else i found but i also went with my house and contents too.
Just with the car i would've still saved $60 over anyone else.

 

[adamandtanya]

Automotive Global - Insurance |
my car is insured with automotive global insurance much cheaper and better if you need to claim

 

[VY5Speed]

Hey, yeh i looked at shannons and found that you had to be 25+ for them. As for justcar i havent looked at their excess as yet but will do.

Cheers,
Daniel

 

[Sabbath']

I checked Just car out for my VL, full comp was like $1400 with a $1200 excess

 

[RockyVX]

I had these problems with my 5th car. Bloody import. back then, even with a spotless record, nobody would toutch it for comprehensive. only third pary f&t.

RACQ offered me comprehensive for it. at the time only $7500 a YEAR, with a $2500 excess. what a crock!

Im with RACQ insurace nowdays. home contents and comprehensive car. the policies are saving me on average 200 on other quotes i have had.

On the downside, you have to ride them for payouts. Last year out of a lightning strike I had heaps of stuff replaced, and I had a car stolen (the import) years ago. they took nearly 6 months to pay the car out. But i suppose that since it apparently wasnt recovered, they had to wait some time or something. Didnt help me at the time though.

Had the VP with RACQ fully comp., with a long list of mods. was around $700 a year with $150 excess, from memory, last year, rating 1.

 

[f1tzy]

Just car also charge you an extra fee if the car is stolen. Their premiums are good but their excesses are bad.

 

[JBDrifter]

I'm with GIO.. best price I could find at the time and they gave me a good rating, one beter than I'm supposed to have thanks to two crashes I've had. I was supposed to be rating 4, but their rating 3 price was cheaper than what I could get rating 4 at anywhere else... i simply told them I'd go elsewhere if I couldn't get the rating 3 price and they happily gave it to me.
I think the cheapest I found at rating 4 was with Allianze. That was the cheapest of the companies that would actually insure me anyway, a couple of the cheaper companies (just cars and budget direct for eg.) refused to insure me due to my age, previous claims and speeding fines.
AAMI I have found to be the cheapest for 3rd party insurance in the past.

 

[LindasBT1]

i'm with NRMA but there pricing is high at least till im 25

 

[quiksilv3r]

I'm with Shannon's, and have been since I was 20.

Was with Just Car - Shannons couldn't match their price (but did me a deal for $10 more a year - pretty good if you ask me) - but it was the extras that did it for me.

Just Car had about $4000 worth of excesses if I am at fault - young driver excess, high performance excess etc etc.

Shannons was $400 WITH choice of repairer, only needing 1 quote, pay by the month - the list goes on.

Needless to say I now the Stato with Shannons, as well as my contents insurance (which gives you an additional $10000 cover on top of the $30000 for automotive gear so tools, parts etc) and the new VU SS is with them too. Having all three gets me pretty good discounts across the policies too.

I like calling up the insurance company to tell them about new mods, and being able to talk to people who know their cars and can have a chat to you about them. I'm often on the phone for half an hour talking about the latest rod run, or event that has just gone by.