Not_An_Abba_Fan
Exhaust Guru
- Joined
- Aug 18, 2006
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- Bunbury, WA
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- Strange Rover
I can't stand people that are too cheap to buy insurance, IMO ctp isn't enough, about 4 years ago I had a VT SS II, got t-boned by an idiot doing 65 in a 50 zone, write off, I had to pay the excess to get my money, lucky for me I had full comp but I had to take the guy to court to get the excess back from him and it ruined my no claim bonus.
That was done the wrong way. Your insurance company chases him after paying you out, especially being a write off, it would have been a police matter, he would have faced charges. In instances like that, your NCB remains intact, even though it was your claim, it was not an "at fault" claim. But every insurance policy is different and that is not really on topic.