@penunga I don’t know how vehicle insurance works in South Africa but if the fair market value for your car lies between 22k to 42k and you have a market value base policy, how can tour insurance company provide a $13k payout which does not seem like a fair valuation?
Rather than accept their pitiful offer, maybe you’d be better off arguing with your insurance company that your vehicle was not in extreamly poor pre accident condition and thus does not deserve a 13k payment. Argue that your vehicle’s pre accident condition was either akin to an poor condition high km vehicle and should thus command a $22k payment OR akin to a excellent condition low km vehicle and should command a $42k payment. Or argue something inbetween, whatever you can justify.
If you had an agreed value policy that listed a $13k payout should the vehicle be written off then your hands would be partly tied. But if you insured a $42k vehicle for $13k, I’d be arguing you took some self insurance risk and as su h the wreck should remain your property.
But only you know the condition of your vehicle and te conditions of your policy AND whether the insurance payout is fair value for your vehicle’s condition while considering the type of insurance you had.
Your effort may be better spend sorting out the insurance payout rather than trying to sort repair parts. If you can negotiate a fair payout, it may be simpler to purchase another vehicle on the open market and possibly buy back your wreck for spare parts.
Cheers.