I'm 37 and have aq good driving record, only one speeding ticket back in 1988. No crashes so no claims, had insurance years ago, but nothing recent.
Racv cost's 1700 odd. Thats paying monthly and with the roadside assist thing as well. They have some windscreen option which I didnt take, but I think if I'm so many kms from home ( I think it is 100 ) then free motel room.
This is my first year of insurance etc with them and am hoping it will come down. Oh and I live in the western suburbs of Melbourne, I think that has added a bit on to the cost.