Not_An_Abba_Fan
Exhaust Guru
- Joined
- Aug 18, 2006
- Messages
- 14,639
- Reaction score
- 1,364
- Points
- 113
- Location
- Bunbury, WA
- Members Ride
- Strange Rover
People are too hung up on what insurance companies do and don't pay out on. Your car has an exhaust on it. If you have a crash, would the exhaust be a contributing factor to the crash? I highly doubt it. Unless it fell off and went through the windscreen of the car behind you. And only then if it was found to be either the wrong exhaust, (say off a VW) or just not secured properly, then your insurance would probably still pay.
Contrary to what people say, motor vehicle insurance companies don't spend a lot of time trying not to pay out. It doesn't really matter what is fitted to your car, your insurance will still cover you. The only real issues will be bald tyres if you caused the crash, an unregistered car, or if you are unlicensed. Insurance companies don't care if the car is modified, only if the modification has contributed to or caused the crash. It's usually the Police crash investigators' findings that sway an insurance company if the crash needs to be investigated.
Contrary to what people say, motor vehicle insurance companies don't spend a lot of time trying not to pay out. It doesn't really matter what is fitted to your car, your insurance will still cover you. The only real issues will be bald tyres if you caused the crash, an unregistered car, or if you are unlicensed. Insurance companies don't care if the car is modified, only if the modification has contributed to or caused the crash. It's usually the Police crash investigators' findings that sway an insurance company if the crash needs to be investigated.