For shits and giggles I just did a comprehensive quote on my MSE with GIO where the end results for my non daily that travels << 5000km per year was:
- $1527 premium for the max agreed value of $69940
- $1035 premium for the default agreed value of $53800
- $935 premium for the lowest agreed value of $40350
Probalem is the car is supposedly worth more than what their max agreed value allows
Seems living in a big city sees me getting screwed even though I’ve got a prefect record (last 5 years) with only one claim that was fully recovered and where the idiot at fault driver hit me in the rear when stopped at traffic lights
Just fcuken insurance companies really but at least GIO didn’t grab all my details only to tell me they don’t insure my vehicle at the end of the info gathering quote process (a common tactic by many)
I can’t even get my POS daily, probably worth $10k, insured for less than $800
PS: standard excess was $950 in all cases