I am getting very cynical about a certain car insurance TV ad. You’n’ I know who it is.
When they were promoting how the better they know you, the better the deal will be for you, I started getting a quote on line, using BS info that was very close to my situation. After answering numerous personal questions, (the only answers they didn’t seem to need was my sexual preferences and underpants brand), I was advised that a representative would call me on my (made-up) mobile phone number.
My daughter went through it all a few years ago, and they annoyed the crap out of her with persistent phone calls, but very little detail until she agreed to take a policy,... which she didn’t.
Then they started advertising that the less you use your car, the cheaper it would be. So, if I don’t use my car at all, or don’t have one......how cheap is that going to be.?
Now, the muppet who spruiks the sales is telling us that we can get $$$s back to use to buy burgers, movie tickets, whatever.
If I took out a policy could I use those ‘free $$$s’ to reduce my very low premium ?
Who is paying for the cost of the burgers, movie tickets, whatever ? Premium holders ?
Do they think we are all gullible and stupid ?