insurance for VZ

[JBDrifter]

I think I paid just under $1,200 for my insurance this year. 04 VZ Calais, 3.6 Litre. I'm with RACV, rating 1, 24 years old. I turn 25 in September and will renew my insurance in November, I'm expecting the premium to go down since turning 25 and my excess will go from $950 to $400.
Might use that flexi premium thing to bump the premium down while increasing the excess.

Definitely go full comp though. You'd be spewin if you had an at fault accident and only had 3rd party insurance... the other car is covered but yours isn't. In the case of an accident you will be EXTREMELY happy that you went full comp!

 

[Ewok]

Completely agree with you there, if the guy who hits you is not insured you're pretty well f**ked unless they can fork out the cash OR you yourself have full comprehensive. Also, just for the record, I'm 27, when I was about 25 I was paying about $80p/m for full comp through SGIO. I ended up getting home and contents insurance with SGIO when I took my car over the westernQBE and SGIO have a %10 discount on home and car on same policy, so I asked em what I would be paying if I brought my car back to them they said "$2800 a year" bahahahahah what a load of **** Some insurance companies charge more than others, REALLY pays to shop around. Couldn't care less about the %10 discount on both home and car, having home with SGIO and car with WQBE is MILES cheaper in the long run.

 

[PaulSV6]

Phoned QBE, got quoted the following

$1'076 pa with max NCB & $500 excess.
Im going to switch to QBE, forget NRMA. Thats more than $100 saved

 

[VZMAX]

Iam with gio..06 svz..insured for $22000..27yo..$100 pm...my car has only done 22000k's and iam on max no claim bonus 65% or so..

 

[Ewok]

yeowch vmax, you're getting reemed hard mate heh.

 

[PaulSV6]

looks like insurance is most expensive in Sydney

 

[Kal123]

I went with AAMI, $780ish p/y, insured for $22000, and that's for me and the misses, im 19, she's 20.

 

[Ewok]

you havn't put your parents as the owner of the car and you as the primary driver on the policy or something like that have you? sounds like it ....... Especially for that age.

 

[doms3]

My wifes vz 600 ayear 29 with $250 excess ,insured for 17k.

 

[ashbox]

you havn't put your parents as the owner of the car and you as the primary driver on the policy or something like that have you? sounds like it ....... Especially for that age.

agreed, i'm through aami and pay 950 for full comp, i'm 23 and a rating 1, cars valued at $23,500